Identity Theft Protection and Your Home Insurance Policy

Identity theft is a growing concern, and many homeowners want to ensure they have adequate protection. This article explains whether your home insurance policy includes identity theft protection and the options available if it does not.

Is Identity Theft Protection Included in My Home Insurance Policy?

Standard home insurance policies typically do not include identity theft protection. These policies focus on covering physical damage to your home and personal property, as well as liability for injuries that occur on your property.

Options for Identity Theft Protection

Although identity theft protection is not included in standard home insurance policies, we offer options to add this valuable coverage:

Identity Theft Protection as an Add-On

You can add identity theft protection to your existing home insurance policy. This endorsement provides coverage for expenses related to identity theft, such as:

• Costs to restore your identity, including legal fees and lost wages.
• Credit monitoring services to detect potential identity theft early.
• Reimbursement for fraudulent charges made to your accounts.

To add this coverage, please contact our customer service team at [Customer Service Phone Number] or through your online account.

Separate Identity Theft Protection Policy

We also offer standalone identity theft protection policies. These policies provide comprehensive coverage and additional services, including:

• Dedicated case managers to assist with the recovery process.
• More extensive credit monitoring and reporting services.
• Higher limits for expense reimbursement related to identity theft.

If you are interested in a separate identity theft protection policy, our representatives can provide you with more information and a quote. Contact us at [Customer Service Phone Number] or visit our website at [Insurance Company Website].

How to Get Started

Protecting your identity is crucial. Whether you choose to add identity theft protection to your existing policy or purchase a standalone policy, we are here to help you find the right solution. Please contact us at [Customer Service Phone Number] or visit our website for more information.